Insurance can be very complex and confusing and there are endless options, companies and plans. And unfortunately, they are not all what they appear to be. An independent licensed insurance agent has access to numerous reputable carriers and can do the price shopping for you, ensuring you get the best deal. Apples to apples, we ALWAYS have the best price.
Why should I use a local independent licensed agent to buy insurance?
In addition to knowing you are getting the best deal, you will understand the coverage you are getting. We never sell anything over the phone. We will gather some basic information from you and then set an appointment for you to meet with the owner of the company at a time and location that are convenient for you. We have day as well as evening appointments and we can come to you. We will present the best options for you, explain exactly what is covered and what isn't, and how different choices will impact your premium.
And that is just the beginning. Once you have selected a policy that fits your needs and budget, we will handle any questions or issues that might arise with the insurance carrier. What does this mean for you? It means that you will have the owner's office and cell phone number and be able to get an actual person on the phone when you call, or a quick callback. It means you will not sit on hold pressing 1 for this and 2 for that. We will talk to the insurance company on your behalf, and get back to you quickly with answers so you will not waste your time getting stressed out and frustrated.
And all this personal service doesn’t cost you any more in monthly premiums. An independent agent’s service costs are built into the insurance company’s premium price, whether you use one or not. You will not find a lower price shopping yourself on-line. So, if you are paying for the service anyway, why not actually use it?